What can affect the validity of a property title?

Pending lawsuits or claims can significantly affect the validity of a property title because they may create a cloud on the title, meaning that the ownership rights of the property are in dispute. When there are unresolved legal issues regarding ownership or other claims against the property, it could prevent the current owner from transferring clear title to a new buyer, leading to complications in any real estate transactions. A title that is subject to a lawsuit or claim is not considered clear, and this uncertainty can affect the marketability of the property and the willingness of lenders to finance a purchase.

In contrast, while market conditions, local zoning laws, and property age might influence the property's value or permissible uses, they do not directly impact the legal ownership of the title itself. Therefore, they are considered factors that affect property value rather than factors that affect the title's validity.