Which of the following is NOT an exemption under the federal Fair Housing Act?

The correct choice pertains to understanding the exemptions provided by the federal Fair Housing Act. The Fair Housing Act prohibiting discrimination in housing applies broadly to various types of transactions unless specific exemptions are stated.

A church selling its church grounds with a broker is not exempt under the Fair Housing Act, as this type of commercial property transaction usually involves the sale to a broader market without the same limitations that might apply to private or owner-occupied transactions. Since the Fair Housing Act aims to protect against discriminatory practices in housing, any sale involving a licensed broker is treated as an open market transaction, subject to the act's provisions.

In contrast, owner-occupied buildings with four or fewer units do qualify for an exemption. This is because the law recognizes that smaller landlords may be less likely to engage in discriminatory practices than larger property owners and therefore allows them some leeway in their rental practices.

Private clubs are also exempt from the Fair Housing Act when they are not generally open to the public and have specific criteria for membership, allowing them to control the nature of their housing opportunities without the same obligations to comply with the act.

Sales by religious organizations can also fall under exemptions if the organization is selling or renting a property that will be used in connection with their religious practices without offering it